Family Financial Education Questionnaire – Chinese Version

Description

The definition of family financial education methods involves two concepts: financial education and family education methods.

Authors and Contact Email

Zhou Yinghua (2003), Qiao Xiaoli (2007), Stone Qingxin (2008), Hong Ju Yeon (2017)

Purpose

To explore the nature of family financial education, aimed at guiding adolescents in their understanding and management of money based on cultural, social, and familial contexts.

Test Year

2003, 2007, 2008, 2017

Administration Method and Scoring

The administration involved a questionnaire developed by Stone Qingxin, with an overall reliability coefficient of 0.8535 and split-half reliability of 0.7247. Various items measured aspects of parental financial education methods based on Likert scoring from 1 (完全不符合 / Completely Disagree) to 5 (完全符合 / Completely Agree) across multiple dimensions.

Reliability and Validity

The internal consistency reliability of the overall questionnaire was 0.8535, with factor reliability ranging from 0.6110 to 0.8099. The split-half reliability of individual factors varied between 0.6337 and 0.8142, indicating a stable and reliable measure.

Factors and Subscales

The study draws from earlier research that categorizes parental styles into various types, focusing particularly on how these styles influence children’s financial behaviors. The primary parenting styles relevant to financial education include:
– 教育引导型 (Educational Guidance Type)
– 溺爱放纵型 (Spoiling and Indulgence Type)
– 干预控制型 (Intervention and Control Type)
– 焦虑牢骚型 (Anxiety and Complaining Type)

Keywords

Family financial education, parental influence, consumption behavior, financial literacy, questionnaire survey

Items in Chinese

1. 父母经常让我参与做家庭预算。
2. 父母经常给我钱让我随便去花。
3. 当我向家里要钱时，父母总会过问我钱的用途。
4. 父母常常为我的开销而争论或发牢骚。
5. 父母没有教过我如何储蓄。
6. 父母常常给我额外的零花钱。
7. 父母经常会过问我零花钱的去向。
8. 我向父母提到钱时，父母就会很心烦。
9. 父母很少教我如何制定花销计划。
10. 父母告诉我看见喜欢的东西就买，别委屈自己。
11. 父母对我的零花钱有严格控制。
12. 父母每次给我钱时都很小气。
13. 父母经常教我如何制定合理的用钱计划。
14. 父母很舍得花钱满足我的所有要求。
15. 父母对我如何花钱从不干预。
16. 我该买什么东西都是父母决定，我很少有机会自己决定。
17. 父母常常与我讨论家庭的经济状况。
18. 父母经常给我钱让我买时髦的东西。
19. 父母关注我的用钱状况。
20. 父母从不过问我的零花钱的去向。

Items in English

1. My parents often let me participate in making the family budget.
2. My parents often give me money to spend freely.
3. When I ask my parents for money, they always inquire about its purpose.
4. My parents often argue or complain about my expenses.
5. My parents have never taught me how to save.
6. My parents often give me extra pocket money.
7. My parents frequently ask about the whereabouts of my pocket money.
8. When I mention money to my parents, they get quite annoyed.
9. My parents rarely teach me how to set up a spending plan.
10. My parents tell me to buy what I like and not to feel deprived.
11. My parents have strict control over my pocket money.
12. My parents are stingy every time they give me money.
13. My parents often teach me how to create a reasonable spending plan.
14. My parents are willing to spend money to satisfy all my requests.
15. My parents never interfere in my spending decisions.
16. Everything I should buy is decided by my parents; I rarely have the opportunity to decide for myself.
17. My parents often discuss the family’s financial situation with me.
18. My parents often give me money to buy fashionable items.
19. My parents are concerned about my spending situation.
20. My parents never ask about the whereabouts of my pocket money.

References

1. 石庆新. 家庭理财教育方式对大学生消费行为的影响研究[D].西南大学,2008.
2. 父母对中学生消费决策风格的影响[D]. HONG JU YEON.浙江大学,2017.