Elderly Fraud Awareness Scale – Chinese Version

Description

In daily life, instances of elderly people being scammed are frequent. Essentially, fraud against the elderly represents a form of elder abuse. Public health surveys in the United States indicate that elderly fraud is directly positively correlated with the incidence of diseases among older adults. These health issues are quite apparent, including shortened life expectancy, severe depression, generalized anxiety disorders, lower subjective health ratings, and an increase in functional somatic complaints. Most scam victims experience emotions such as anger, stress, regret, betrayal, embarrassment, sadness, helplessness, and shame. Fraud brings about irreparable mental and material losses for the elderly. Without effective fraud prevention strategies for the elderly, the number of fraud cases can multiply alongside the growing population of older adults over the next 20 to 30 years, potentially leading to more severe societal impacts. Raising awareness among older adults, enhancing their ability to recognize scams, and fostering proactive consciousness can halt fraud before it occurs.

Authors and Contact Email

冯陆陆. Email information not available.

Purpose

The purpose of this document is to evaluate and enhance the fraud prevention awareness among elderly individuals, enabling them to recognize scam-related information or actions and respond correctly.

Test Year

2025-01-10

Administration Method and Scoring

The Elderly Fraud Awareness Scale measures the ability of older adults to identify and assess scams. The scoring system is as follows:
– 19分～24分: 防骗意识优秀 (Excellent fraud awareness) – can proactively identify scams, resist temptation, and usually make reasonable judgments, avoiding being scammed.
– 13分～18分: 有良好的防骗意识 (Good fraud awareness) – has a certain degree of vigilance against scams and can make reasonable judgments to stay away from fraud traps.
– 7分～12分: 防骗意识一般 (Average fraud awareness) – can identify some scams and make reasonable choices but may occasionally make poor judgments leading to falling into fraud traps.
– 0分～6分: 防骗意识较差 (Poor fraud awareness) – can only recognize a few scams and is easily tempted by small benefits, leading to a high possibility of being scammed.

Reliability and Validity

Information not available.

Factors and Subscales

Information not available.

Keywords

Elderly, Fraud Prevention, Awareness, Scam Identification, Mental Health

Items in Chinese

1. 接到短信通知，某知名电视台节目组告诉我中了的大奖，但需要我用短信回复几个问题才能领奖。我会根据提示回复短信。
2. 某旅行社宣传退出700元香港5日游，承诺无自费。我不会轻易上当，贪小便宜吃大亏。
3. 有人给我推荐了一个宋代汝窑瓷碗，只有3000元，我会买来赌一赌，万一是真的就赚大了。
4. 当我参加了一个保健品讲座，对方称他们的产品可以治疗所有疾病，我认为他们骗人。
5. 有人打电话称我的孩子出事儿了，急需钱用，需要马上打款到某个账号。为了孩子安全，我一定会第一时间把钱打过去。
6. 一切跟钱有关系的操作，我选择到权威机构当面确认具体做法。
7. 在逛公园时，有人自称神算子，说我的孩子近期有血光之灾，他可以帮我。我会给他钱，只要能破财免灾。
8. 听一个不太熟悉的朋友说有一种低风险高收益的理财产品，我不会匆忙做决定，会考察下多听听子女的建议再决定买不买。
9. 在路上，和另外一个路人同时看见地上有个大号的金戒指，这个路人想与我平分捡到的意外之财，会把现在这个大戒指给我，我只需要把我的金耳环给他。为了得到这个更大的戒指，我会把我的耳环给他。
10. 接到来电显示公安局的电话，说银行卡被透支消费125万元。需要我接受调查并且全程保密。我会到当地公安局当年核实，再进行下一步操作。
11. 为了方便，把身份证和银行卡交给家人以外的人保管。
12. 接到来电显示为银行的电话，说我的网银需要升级，只需要在手机上打开一个链接登录网银进行操作。我不会按照他的指示做。

Items in English

1. Upon receiving a text notification that a famous TV station’s program group has informed me that I have won a grand prize, and that I need to reply to several questions via text to claim it, I will respond to the text as instructed.
2. A travel agency promotes a 700 yuan 5-day tour to Hong Kong, promising no extra expenses. I will not easily fall for it, as I know that being greedy for small benefits can result in bigger losses.
3. Someone recommended a Song Dynasty Ru kiln porcelain bowl for only 3000 yuan, and I would buy it as a gamble, thinking if it turns out to be genuine, it would be a huge profit.
4. When I attended a health product seminar where the other party claimed their product could cure all diseases, I believe they are deceiving people.
5. Someone called stating that my child has had an accident and urgently needs money, requiring immediate transfer to a specific account. For my child’s safety, I would undoubtedly transfer the money right away.
6. For any operations related to money, I choose to confirm the specifics face-to-face at a reputable institution.
7. While walking in the park, someone claiming to be a fortune teller said that my child would face a serious calamity soon and that he could help. I would give him the money, as long as it could help avoid disaster.
8. I heard from a somewhat unfamiliar friend about a low-risk, high-return investment product. I would not rush to make a decision, but instead would investigate and listen to my children’s advice before deciding whether to buy.
9. On the road, I, along with another passerby, see a large gold ring on the ground. This passerby wants to share the unexpected fortune, offering me the large ring in exchange for my gold earrings. To get this bigger ring, I would give him my earrings.
10. I receive a phone call displaying as the police department, claiming my bank card has been overdrafted by 1.25 million yuan and that I need to undergo an investigation while keeping it confidential. I would verify this at the local police station before proceeding.
11. In order to make it convenient, I would give my ID card and bank card to someone other than my family for safekeeping.
12. I receive a phone call appearing to be from the bank, stating that my online banking needs to be upgraded, and that all I need to do is click a link on my phone to log in and operate. I would not follow their instructions.

References

冯陆陆.增强老年人防骗意识的小组工作介入实践–以C市k社区老年防骗小组为例[D].长春工业大学[2025-01-10].